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9 June 2025

Div296: The New Super Tax on Unrealised Capital Gains Seriously Sucks, But Super Remains Overwhelmingly the Most Tax-Effective Investment Vehicle in Australia

Div296: The New Super Tax on Unrealised Capital Gains Seriously Sucks, But Super Remains Overwhelmingly the Most Tax-Effective Investment Vehicle in Australia

There’s a new kid on the superannuation block, and it’s not here to make your retirement dreams any sweeter. It’s called Division 296. It’s a tax… on unrealised capital gains. Yes, you heard that right. The Australian Government has decided that if your superannuation balance grows on paper, even if you haven’t sold a thing, they’re going to tax it. This new rule might sound like a deal-breaker, but I’m here to tell you it’s not. Superannuation, even with this…

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